Legal & Licensing

U.S. Persons Only

The insurance services and products described on this website are only for persons in those states and jurisdictions of the United States where the insurance policies may legally be sold. The information on this website is intended only for persons in those jurisdictions. Nothing on this website shall be considered a solicitation to buy or an offer to sell any insurance to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful.

Sterling Group Insurance: What we do; what we don’t

Sterling Group Insurance seeks to provide valuable information individuals can use to make their own decisions about insurance. It provides general insurance information from respected independent sources and estimated insurance quotes from a wide range of insurance companies. When customers request insurance coverage, we can bind auto insurance coverage through agents or give referrals to insurance companies or their agents.

Sterling Group Insurance does not provide tax or financial advice. If you would like personal advice or recommendations, you should contact an independent qualified professional.

There is no charge to you for use of the Sterling Group Insurance site. Sterling Group Insurance acts exclusively as an agent and representative of the insurers whose products it distributes. It may also provide services to you on behalf of such insurers. Sterling Group Insurance does not act as a broker, advisor or representative of the applicant or policyholder. Sterling Group Insurance receives compensation from its insurers for the sale and/or service of their products, including a base commission, compensation based upon the amount of business we place with some insurers and/or the profitability of such business, and other fees and forms of compensation.

Sterling Group Insurance guarantees that a lower rate cannot be obtained through another agency or directly from the insurance companies for the product being quoted by us.
Each insurer only quotes business through Sterling Group Insurance in selected states. Customers in any specific state will only receive quotes from insurers quoting through Sterling Group Insurance in that state.

Insurance articles, tools and links

Sterling Group Insurance information and tools (such as the Life Insurance Calculator) are intended to assist you in making your own decisions about insurance, but cannot provide personal advice. They may not take into account your personal characteristics, such as budget, assets, cost of living, risk tolerance, family situation or activities, which may affect the type and amount of insurance that would be right for you in addition, state insurance laws and insurance company underwriting rules may affect available coverage and its cost. If you need more information, or would like personal advice, you should consult an insurance professional.

For your convenience, Sterling Group Insurance may provide links to websites maintained by insurance companies or other unaffiliated third parties. While we try to link to sites that we believe are of high quality, Sterling Group Insurance does not recommend or endorse third party sites and cannot be responsible for the information, services or products offered on those sites.

Getting insurance quotes and requesting coverage

Sterling Group Insurance makes insurance quotations and services through providers.

Sterling Group Insurance provides all insurance quotations in the states of Arkansas, Missouri and Oklahoma. Purchase requests will be handled by Sterling Group Insurance and/or directly by the insurance carrier you request. Sterling Group Insurance will present to you the lowest rates of all companies quoted. . Each of these Insurance Providers receives information about specific insurance policies and rates (prices) from a number of insurance companies. Sterling Group Insurance believes that the information provided by the Insurance Providers is reliable, but has not independently verified its accuracy.

Insurance quotes supplied through this site are not firm quotes or offers, but are estimates based on information provided or publicly available from participating insurance companies and based on the information supplied by you. The rates are only as accurate as the information you provide. Insurance rates and policies described may not be available to you due to restrictive state laws, a lack of underwriting approval by the insurance company, or other factors. Policy terms and descriptions shown on this site are summaries only, and are subject to the complete policy terms and conditions. Please read your insurance policy and address any questions to the insurance company or its agent.

Please read our Privacy Policy. In most cases insurance quotes are provided to you anonymously. Sterling Group Insurance and certain insurance carriers, however, request certain personal information as the only way to provide accurate auto insurance premium quotes. You have no obligation to purchase any policy. If you do wish to purchase, you may make a purchase request by following the instructions you will see on the screen when you receive quotes.
In some cases, your request and the information you provide will be forwarded to a licensed insurance agent or insurance company, who may contact you to obtain further information or confirmation. You may also decline coverage at that time.

Sterling Group Insurance is not responsible for the conduct of unaffiliated insurance companies or their agents. We would, however, welcome any comments, favorable or unfavorable, about your experience. Contact us

* Known as Sterling Group Insurance, LLC in Arkansas, Missouri and Oklahoma.

Saved Insurance Quotes

Each user is responsible for protection of his or her own password (if applicable), computer and email account.
Application status reflects only information recorded in our system from the agencies we work with. Accordingly application status may not reflect certain telephone or email communications, and will not reflect any communications with agencies not participating on this site.

Information about Sterling Group Insurance applications or coverage, including without limitation summaries of policy information, may be incomplete, inadvertently mistranscribed, or amended or superseded by more recent agreements, claims or other events. Please refer to your original documentation and check with the agent or insurance company for more recent events before renewing, canceling, filing a claim or taking any other actions with respect to any policy.

No warranties

ALL INFORMATION AND CONTENT ON THIS WEBSITE IS SUBJECT TO APPLICABLE STATUTES AND REGULATIONS, FURNISHED “AS IS,” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

Sterling Group Insurance will take all reasonable security precautions regarding information stored on this website, but disclaims any liability for any theft or loss of, unauthorized access or damage to, or interception of any data or communications. Sterling Group Insurance shall not be responsible for, and make no warranties regarding, the access, speed or availability of its services.

Licenses

Sterling Group Insurance are licensed as insurance agents and will handle the request to purchase of all Insurance requests.