Sterling Group Insurance, LLC

Business Insurance

At Sterling Group Insurance we have relationships with several A+ rated carriers. Because of that we can find the best business insurance coverages at the best prices. 

The business insurance coverages we can offer you are:

  • General Liability Coverage
  • Workers Compensation
  • Professional Liability (Errors & Omissions)
  • Directors & Officers
  • Commercial Property Insurance
  • Commercial Auto Insurance
  • Trucking Insurance
  • Hired and Non Owned Auto
  • Key Person Insurance
  • Special Event Insurance
  • Umbrella or Excess Liability
  • Many Other Coverage Options

General Coverage Information

Let us help you! If you are starting a business, and not sure what you need. Click here to see the advice of the SBA about insurance. And here to read about some of your options that are recommended by Forbes. Or contact us to today and let our licensed experts help show you what options you have. 

Do you really need cyber coverage? Click here to read the about how the coronavirus has effected the cyber world.

A commonly overlooked yet certainly important coverage is hired and non owned auto. It is most important if your business leases, hires, rents, or borrows vehicles used for business. For example, if you rent a vehicle for business and cause an accident, hired auto helps cover costs of a lawsuit filed against your business. Non-owned auto is most important if you use vehicles owned by employees, yet used for business. Most small business owners use their personal vehicles and consequently need this coverage. For Example, if you get into an at fault accident in your personal vehicle, while in the course of business, non owned auto helps cover the cost of a lawsuit. Non owned owned auto helps cover the cost of  However, non-owned auto liability insurance would be applied after the employee’s personal auto limit is exhausted. So therefore it is essential that the employee have appropriate coverage. 

 In conclusion everyone’s business is unique and comes with unique coverage needs. Therefore you should schedule time so we can visit with you to see what your situation may call for. Most importantly, we want to make sure your business is properly covered! 

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