Condo Insurance

We have several options with A+ rated carriers for condo insurance. Therefore we can get you the best coverage for the best deal. To receive a quote please fill out the form below or click here to get our contact information. 

What Does Condo Insurance Cover?

A typical policy provides coverage for the following categories:

  • Building property: the unit itself, walls and fixtures
  • Personal property: your belongings
  • Personal liability: expenses from claims or lawsuits against you
  • Loss of use: costs of lodging if unit is uninhabitable
  • Loss assessment: your portion of any losses shared by the association
  • Plus other optional coverages

To learn more about the ins and outs of condo insurance click here.

There is one main differences between a condo and a regular homeowners policy. The condo policy only covers the interior structure of a unit from the “walls-in”. Otherwise, condo and homeowners policies are quite similar in how they cover personal property, liability and additional living expenses.

Usually, the dwelling and property coverage for a condo will cover a defined list of “named perils”. For example fire, hail, theft and vandalism. Any perils that are not named are not covered. Therefore you’re financially responsible for those damages.

In both condo and homeowners insurance, flooding is usually an excluded peril that requires the purchase of separate coverage.

We deal with different companies. Not all of them offer the exact same coverages. So we will shop around for you, and do our best match the closest available coverages. 

    General Information

    *All fields required

    First Name

    Last Name



    Your Email Address

    Phone Number

    Street Address


    State / Providence

    Postal / Zip Code


    Property Information

    Year Built

    Type of Roofing

    Age of Roof

    Within City Limit



    Distance From Fire Hydrant

    Distance From Fire Department

    Home Use

    Used for Vacation Rental?
    Yes, Full TimeYes, Part TimeNo

    If yes, How Many Weeks Per Year Rented?

    Coverage Information

    Current Carrier

    Expiration Date of Current Carrier

    Personal Property Coverage


    Liability Limit

    Medical Payments to others

    Water Back-Up and Sump Overflow Coverage

    In Home Business

    Scheduled Personal Property, If Yes Please Describe Below

    Date & Type of Losses Past 5 Yrs

    Additional Information

    Disclaimer: In connection with this application for insurance, we may review your credit report or obtain or use a credit-based score based on the information contained in that credit report. We may use a third party in connection with the development of your credit score. In connection with this application for insurance, we may review your claims history or loss experience and may report future claims made by you to a claims history provider.
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    By submitting this application I agree to let Sterling Group Insurance use this information to shop for insurance.