Protecting the Place You Call Home
For a lot of people, your home is likely your largest financial asset. At Sterling Group Insurance, we don’t just sell you a policy—we give you the literacy and clarity you need to keep it deeply protected. We have relationships with several A+ rated companies, so that we can find the right homeowners insurance for the right price for you. Protecting your home and it’s contents is a must. Fill out the form below to start the process to receive a quote for your home and assets.
Demystifying Home Insurance
Navigating the modern property insurance market can feel overwhelming. With rising construction costs, changing weather patterns, and complex policy language, many homeowners don’t fully understand what they are paying for—until they have to file a claim.
We value education over a transaction. We believe a well-informed client is a well-protected one. Our team takes the time to sit down with you, walk through the details of your property, and explain exactly how your coverage behaves when you need it most.
Standard Homeowners Insurance Protections
A standard homeowners policy insures your home’s structure, other structures you have on the property, and your belongings. In addition, homeowners policies are generally package policies. This means that the coverage includes not only damage to your property, but also your liability. Liability covers any injuries and property damage to others caused by you or members of your family (including your household pets).
Renters insurance provides similar property and liability protections to those who don’t own their home.
To learn a little more about the in’s and out’s of homeowners policy click here.
What is not covered by a standard homeowners policy
While homeowners covers many types of disaster related damage, there are exceptions. For example, flood insurance and earthquake insurance are both separate types of policies.
Poor home maintenance often contributes to disasters or accidents. Maintenance related problems are the homeowners’ responsibility, though there are niche insurance products on the market that may be available to protect against appliance wear and tear.
To have a professional reach out to you about homeowners insurance fill out the information below.