Here at Sterling Group Insurance, LLC we have relationships with several A+ rated companies, so that we can find the right homeowners insurance for the right price for you. Protecting your home and it’s contents is a must. Fill out the form below, and receive a quote for your home and assets. To receive a quote please fill out the form below or click here for our contact information.
Standard Homeowners Insurance Protections
A standard homeowners policy insures your home’s structure, other structures you have on the property, and your belongings. In addition, homeowners policies are generally package policies. This means that the coverage includes not only damage to your property, but also your liability. Liability covers any injuries and property damage to others caused by you or members of your family (including your household pets).
Renters insurance provides similar property and liability protections to those who don’t own their home.
To learn a little more about the in’s and out’s of homeowners policy click here.
What is not covered by a standard homeowners policy
While homeowners covers many types of disaster related damage, there are exceptions. For example, flood insurance and earthquake insurance are both separate types of policies.
Poor home maintenance often contributes to disasters or accidents. Maintenance related problems are the homeowners’ responsibility, though there are niche insurance products on the market that may be available to protect against appliance wear and tear.
For a real time quote with on homeowners insurance fill out the information below.